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Online Banks vs. Banking Online

Online Banks
Banks that are based online offer excellent incentives and Interest rates not typically found at local banks. Online Savings Accounts tend to have a higher APY (Annual Percentage Yield) allowing you to earn more from your savings. It is fast and simple to open an account with an online bank (no deposit required).

Saving Account
An online savings account is the very similiar to a savings account at your local bank. The difference is an online savings account is managed and funded primarily on the Internet. Since online savings accounts are accessible from anywhere they are popular and can offer great deals and much better Interest rates.

Local Banks
Online Banking is extremely popular. Local banks nationwide now provide access to your bank accounts and allow online transactions.

See Also
Money Market Accounts
CD: Certificates of Deposit

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