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Free Credit
Reports
About Credit
Reports > Free Credit Reports
Ideally, your credit report is an accurate,
up-to-date reflection of your credit history. However, since we don't live
in an ideal world, there are many reasons that your credit report could
contain inaccuracies that might prevent you from receiving the credit you
deserve. Therefore you should check your credit report regularly to spot
and correct inaccurate information (79% of credit reports contain errors).
Get a Free Credit Report
Under new Federal Law "the Fair and Accurate
Credit Transactions Act (FACT Act)" you have the right to receive a free
copy of your credit report once every 12 months from each of the three
nationwide consumer credit reporting companies.
For more information about the FACT Act Law
http://www.ftc.gov/credit
If you would like to get a free copy of your credit
report right now.
http://www.ftc.gov/bcp/conline/edcams/freereports/index.html
or http://www.annualcreditreport.com
(the ONLY authorized online source for
you to get a free credit report under federal law.)
Why
it is important to check your credit report
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