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Loans > Mortgages > FHA Loans

FHA Loans

FHA Loans. Find out if you can benefit.

The National Housing Act of 1934 created the Federal Housing Administration (FHA).  FHA does not issue loans, FHA loans are given by approved lenders and the loans that are insured by the government. An FHA insured loan is a Federal Housing Administration mortgage insurance backed mortgage loan which is provided by a FHA-approved lender.  FHA primarily serves people who cannot afford a conventional down payment or otherwise do not qualify for PMI (private mortgage insurance).
  • Easier credit qualifying
  • Government-insured fixed-rate products
  • Lower down payment
  • Cash-out options available

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